Brett - as an alternative, I think that you should continue to insure your packages and save the same amount in a separate account. When you've reached enough money saved, then perhaps purchase dealer insurance like Coop has. I do know that these insurance claims are getting harder and harder, at some point there's got to be a class-action or some sort because they are really just taking your money.
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Cap Hayes
See my knives @ knives.caphayes.com
This quote pains me:
-- "Strategically placed blood grooves control blood spray in covert deanimation activities." --
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