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I think the answer to that is yes and no. There aren't too many ways of making money on this planet that don't require some degree of investment. But nothing says you have to make all the investment in one shot either.
The most important thing is to come up with a timetable and a plan. And then stick to it. Without goals you won't get anywhere. You don't need a formal plan that takes 3 months to make if you're just a hobbyist/part timer, just a set of goals you want to achieve and a timetable to achieve them. Write them down and hang them in your shop. Read them often. When you reach the first milestone, pat yourself on the back and move on to the next. You'll be pleasantly surprised to see how well it works.
I'll be posting my thoughts on websites later. I have about 7 years experience in design, development and marketing as part of my computer business.
Dave
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